MBS Title Agency

Serving the Saginaw Bay Area since 2004

Title Insurance

Title insurance is a type of insurance that protects the lender and the homeowner against any potential title defects or ownership disputes that may arise. The title agency will issue a title insurance policy that provides coverage for any losses or damages that may occur as a result of title issues.

Title Searches

A title search is a process of examining public records to determine the legal ownership and history of a property. The title agency will perform a title search to ensure that the property's title is free and clear of any liens, judgments, or other claims.

Closing & Settlements

The title agency will coordinate and facilitate the closing and settlement process for a real estate transaction. This may involve preparing and reviewing documents, conducting the closing, disbursing funds, and recording the transaction with the appropriate government agencies.

Our Team

Meet the Team

Trisha Poynter

I have been in the industry for 30 years. I started with Bliss Abstract in 1992, then the company was sold to Metropolitan Title and then Split from them to form a joint venture with MBS Title in 2004. When I started in 1992, I was filing and typing commitments. Since then, I have done pretty much everything. I have been the Manager since 2000. I do believe with the two co-workers that I have we are the best title company around. We strive to do the best we can for each customer. I do enjoy spending time with my family when I am not at work, but I consider my co-workers family as well.

Deb Hecox

My first job in the title industry started in 1998 with Title Quest, then I went to Metropolitan Title in 2001. I joined MBS Title when Metropolitan formed a joint venture with them in 2004. Since the three of us have known and worked with each other for so long, I feel that makes us the strongest title company around!

In my spare time, I enjoy spending time with my husband, my two daughters and son-in-law, and my dog, Sadie. I have lived in Bay City my whole life and I have really enjoyed being a part of the many closings we have had over the years!

Lori Pfund

I have been in the industry for 27 years and have lived in Bay County most of my life. I am currently employed with MBS Title Agency as an Escrow Officer. I worked at Wolverine Bank and Metropolitan Title Agency until they merged with First American Title Agency. I was employed there for 20 years as an Escrow Officer. I love my job and enjoy working with Deb and Trisha daily to get the job done. I enjoy spending time with my husband, family, friends, and my co-workers. In my opinion, I think MBS Title Agency is the best title agency around.

Frequently Asked Questions

What Is Title Insurance and Why Do I Need It?

For smaller portfolios, we provide property management services throughout Mid-Michigan. For portfolios with 100+ units, we provide property management with on-site maintenance nationwide.

What Happens at a Real Estate Closing?

We manage a variety of properties, including single-family homes, multi-family units, condos, storage units, and commercial properties

What’s the Difference Between an Owner’s Policy and a Lender’s Policy?

We offer multiple rent payment options for tenants and ensure timely collection. In the case of late payments, we follow up promptly and take necessary actions, including issuing late fees and starting eviction proceedings if required.

How Does the Title Search Process Work?

Can You Buy a Home Without Title Insurance?

Our fees are competitive and depend on the specific services you require. Contact us for a detailed and customized quote.

We provide detailed monthly and annual financial statements, including income and expense reports, rent roll summaries, and budget tracking.

2985 E. Wilder Rd #1, Bay City, MI 48706

info@mbstitle.com